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YNAB

by You Need A Budget LLC

Plan spending and manage a personal budget.

iOSSubscription
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What it does

Build a spending plan, categorize transactions and share plans with household members. Transactions can be entered manually or imported from linked accounts; access is subscription-based after a trial.

Pricing: is YNAB free?

US App Store download: Free (USD), checked 2026-09-22. The described service requires a paid plan after any trial; download price is not the subscription price.

Screenshots

Developer-provided iOS screenshots.

Spending plan showing categories and assigned amounts.
Spending plan showing categories and assigned amounts.
Plan-cost view with category progress indicators.
Plan-cost view with category progress indicators.
A YNAB screen illustrating import or manually enter transactions.
A YNAB screen illustrating import or manually enter transactions.
A YNAB screen illustrating model a debt repayment plan.
A YNAB screen illustrating model a debt repayment plan.
A YNAB screen illustrating check categories with siri.
A YNAB screen illustrating check categories with siri.
A YNAB screen illustrating build a flexible spending plan.
A YNAB screen illustrating build a flexible spending plan.

Features

Build a flexible spending plan

Assign available money to priorities and review how much remains to spend.

Developer’s App Store feature description (iOS)

Share plans with a household

Create and share plans with up to six people under one subscription, with updates synchronized between devices.

Developer’s App Store feature description (iOS)

Import or manually enter transactions

Link supported financial accounts for transaction import or enter transactions yourself.

Developer’s App Store feature description (iOS)

Model a debt repayment plan

Use Loan Planner to calculate time and interest under a repayment plan.

Developer’s App Store feature description (iOS)

Check categories with Siri

Ask Siri to update a plan or provide expense-category balances while on the go.

Developer’s App Store feature description (iOS)

Sources & verification

Last verified: 22 September 2026. Features not listed here may be unverified.

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